About Us

Building Digital Infrastructure for Inclusive Finance

Lumina Technologies is a technology company founded in August 2024, focused on designing digital platforms and intelligence systems that expand access to financial and non-financial services across emerging markets.

Founded in August 2024, Lumina Technologies was established to address the structural gaps in access to financial services across emerging markets, starting from Ethiopia.

We design and deploy digital infrastructure that enables financial institutions, insurers, governments, and ecosystem players to reach mass markets efficiently, responsibly, and at scale.

Our platforms power insurance, lending, marketplaces, and intelligence systems that leverage data, automation, and digital channels to reduce risk, lower costs, and expand inclusion.

What We Focus On

• Building digital platforms for insurance, lending, and marketplaces
• Using data and intelligence to improve risk assessment and decision-making
• Designing products that work for mass and underserved markets
• Partnering with institutions to scale impact sustainably

Leadership Team

Giuliano Veneziani

Co-Founder & CEO

Giuliano is a seasoned digital financial services and inclusive finance leader with over 19 years of experience across fintech, insurance, consulting, and executive management.

Robel Kinfe Denu

Co-Founder & CTO | CPO

Robel is a highly accomplished technologist and product innovator with over a decade of experience in software engineering, AI, and large-scale digital platforms.

Frequently Asked Questions

Answers to common questions about Lumina Technologies, our platforms, and how we work with partners.