Lumina Technologies Lumina Technologies
Financing Products

Digital Financing Products,
Designed by Us, Sold by Financial Institutions

We design modern financing product specifications and power them with our financial platform, while licensed financial institutions distribute and sell the products to customers.

Partner With Us

Premium Financing

Coming Soon

Flexible payment options for life and general insurance products, allowing customers to spread their premium payments over multiple installments with minimal interest.

Flexible Installments

Split premiums from 1 to 3 installments

Low Interest Rates

Minimal interest charges on installment plans

Wide Coverage

Available for both life and general insurance products

Supply Chain Financing

Coming Soon

Working capital financing for retail shops to purchase FMCG and other products, enabling them to maintain optimal inventory levels and grow their business.

Inventory Financing

Finance FMCG and other product purchases

Quick Approval

Fast processing for urgent inventory needs

Retail Shop Focus

Designed specifically for retail businesses

MSME Financing

Coming Soon

Short-term financing solutions for micro, small, and medium enterprises to support working capital needs and business growth opportunities.

High Loan Amounts

Up to 500,000 ETB financing

Flexible Terms

Repayment periods up to 6 months

Business Growth Support

Tailored for MSME working capital needs