Lumina Technologies Lumina TechnologiesWe design modern insurance product specifications and power them with our insurance platform, while licensed insurance companies distribute and sell the products to customers.
A fully digital term life insurance product designed by Lumina and enabled by our insurance platform, supporting end-to-end onboarding, underwriting, policy issuance, and lifecycle management.
Affordable Premiums
Starting from 400 ETB per month
Flexible Coverage
From 100,000 to 750,000 ETB based on age and health condition
Fully Digital
Complete onboarding and management through mobile app
Available through: Libam Insurance App by Ethio Life & General Insurance Company
Comprehensive health coverage that protects you and your family from unexpected medical expenses, providing access to quality healthcare when you need it most.
Comprehensive Coverage
Inpatient, outpatient, and emergency care
Digital Claims
Fast and efficient claims processing
Network Integration
Seamless connection with healthcare providers
A credit-linked insurance product designed to protect lenders and borrowers by settling outstanding loan balances in the event of death or permanent disability.
High Coverage Limit
Up to 300,000 ETB loan loss protection for banks
Dual Protection
Safeguards both lenders and borrowers
Automated Integration
Seamless connection with lending platforms