Lumina Technologies Lumina TechnologiesLumina Technologies builds digital infrastructure and financial products that enables financial institutions, insurers, and governments to serve mass markets efficiently and responsibly.
We partner with financial institutions, insurers, governments, and enterprises to deliver scalable digital infrastructure for inclusive growth.
Modular, API-driven platforms for lending, insurance, and intelligence.
AI and analytics powering credit, risk, and operational insights.
Designed for mass markets, low connectivity, and emerging economies.
A configurable insurance platform that supports digital product setup, policy administration, underwriting, and claims management. Enables insurers to launch and scale products efficiently across multiple channels.
An end-to-end lending platform covering onboarding, credit assessment, disbursement, and collections. Designed to support multiple loan products with embedded risk controls and automation.
A multi-sided digital marketplace that connects producers, distributors, and merchants for efficient trade and transactions. Improves visibility, coordination, and data-driven decision-making across the ecosystem.
A digital agri-investment platform that connects investors with high-quality agricultural opportunities, enabling seamless investment in crop production and real-time monitoring.
A rules- and data-driven decision engine that automates credit, pricing, and risk decisions in real time. Integrates multiple data sources to deliver consistent and explainable outcomes.
An AI-powered platform providing crop yield estimation, climate risk insights, and production analytics. Supports insurance, lending, and planning decisions in agriculture value chains.
A platform that captures and analyzes vehicle data to support asset tracking, usage insights, and risk assessment. Enables applications such as usage-based insurance, and asset-backed lending.
Simple and affordable life insurance providing financial protection to beneficiaries for a fixed term. Designed for easy digital enrollment and transparent coverage.
Health coverage that helps individuals manage medical expenses and access quality care. Offered through digital channels for convenience and wider reach.
Insurance that settles outstanding loan balances in the event of death or permanent disability. Protects both borrowers’ families and lending institutions.
Short-term financing that enables customers or businesses to pay insurance premiums in installments to improve affordability.
Digital working capital and growth financing for micro, small, and medium enterprises, delivered through partner financial institutions.
Liquidity solutions that support distributors, merchants, and suppliers across structured value chains. Enables smoother cash flow and stronger trade relationships.
An agricultural investment product that allows investors to participate in the growth and harvest of high-value crops.
Partner with Lumina Technologies to launch scalable digital financial solutions.
We're here to help you transform financial services. Reach out to us through any of the following channels.
ICT Park, Addis Ababa, Ethiopia