Lumina Technologies Lumina Technologies
Intelligent Platforms

A Digital Intelligence
System for Your Business

Intelligence Platforms are designed to provide real-time insights and analytics to help businesses make data-driven decisions.

Intelligence Platform

Credit Scoring & Decision Engine

An advanced credit intelligence platform combining AI-driven analytics and rule-based decisioning to power lending, insurance, and embedded finance products.

Credit Scoring Platform
• AI-based scoring using transaction history, bill payments, psychometric, business, and macroeconomic data
• Highly configurable rule-based engine for eligibility, limits, and approvals
• Supports multiple products including loans, premium financing, and embedded credit
• Real-time decisioning with explainability and audit trails
Intelligence Platform

Agri Crop Yield Estimator

A data-driven agriculture intelligence platform designed to estimate crop yields for smallholder farmers and commercial farms.

  • • Crop yield estimation across multiple crop types and regions
  • • Designed for smallholder farmers and fragmented landholdings
  • • Integrates satellite, weather, and field-level data inputs
  • • Used as an input for crop insurance underwriting and agricultural financing
Agri Yield Estimator
Vehicle Intelligence Platform
Intelligence Platform

Vehicle Intelligence Platform

A computer vision and AI-powered platform designed to digitize and assess vehicle data for motor insurance and lending use cases.

  • • Detects and validates vehicle title documents (Libre)
  • • License plate and vehicle attribute recognition
  • • Vehicle consistency checks and fraud detection
  • • Damage detection and risk assessment for motor insurance underwriting